I agree with what @
BubbleToes is saying.
Maybe it's just my daughters gym but unless you moved out of the area.. You are still responsible for those fees if you leave/quit. Now your not really responsible for like the actual competitions or warmups, but I'm pretty sure your still at least responsible for the monthly part of it. I could be wrong or I heard wrong but I really don't care I'm not leaving mid season! However, I brought this up because why owe 2 people money when you could just owe 1.
I also don't understand how people don't have money to pay for cheer. I'm a single mom, without a college degree. I don't get help from the state- no food stamps, gov't housing, or insurance. I have my own place and I pay my bills,(electric, water, phone, insurance, food). My parents don't fund money into my bank account and I'm 23.
I have no problem paying for my daughters cheer fees, (monthly, $300 uniform, another uniform for the 2nd team she is on, warm ups, shoes, competition fees for both teams, extra tumbling class, camp fees, coaches fee, music) I also still find money for a 1 hr private every week for $30. So how is it I can budget money and make it happen? I definitely don't fundraise- I only sold 2 containers of cookie dough all last season! Lol
I figure if you want your daughter or son to have something bad enough you can make it happen.
Why don't you stop eating out? Or maybe just quit smoking a pack a day? The weekly buys of alcohol to get drunk for what? Maybe getting your hair done every month? Maybe it's just your nails?
So maybe all of that wouldn't stop you from losing your house but would certainly help free up money for something else.