Not all us pageant people max out credit cards. My daughter knew if she wanted to do a pageant, then she had to help out, either with extra chores around the house or getting some odd jobs. When we had extra money, we considered doing a pageant if she needed new clothes, we brought 2nd-hand and if we couldn't find what we wanted, we saved for new. We didn't do pageants every weekend and when we did do them, we paid for everything in cash.Fortunately , those people on T&T are crazy and don't repsent the majority of us.