I'm probably the wrong person to ask that. I'm a cheer mom of a Small Y2 Summit National Champion on an AL bid from NCA, super tough comp. Only time our team came in 2nd all year. :D I think 175/200 is a good split in size. I have faith in our program to give us a shot at D1 if there is a choice one day. I would hope you wouldn't have to stay D2 forever and I don't think a paid bid should be the only deciding factor on whether you would want to try D1. But Worlds is comparative scoring and not what I have any experience with and I only caught on to that this year, so I really am not sure.
I have no solutions, just trying, hopefully, to contribute a little in the discussion.